What to do if you want short term returns from investments?

Today, we are living with market conditions, where short term returns from investment are more attractive than long term. Hence, investors can invest their money, knowing that is it is not tied up for a long time and enjoy minimal risk in the short run.

A typical short-term investment will usually grow for a few months or even years to convert into cash or other investment opportunities (when they reach maturity point). This is very unlike long term investments that could take decades (or even more) to mature.

So, if you are looking for short term returns from investments—read below to find out which short term investments can bring high returns!

Online Savings Account

Do you want to generate returns without losing your money/investments? Then online savings account with high yielding makes the perfect investing opportunity for you!

An online savings account is definitely worth your investments. If you don’t want to lose out on your principal investment (keeping total deposit below coverage amount) deposit cash in this kind of an account only to find that at the end of the day (period) you have more than you invested initially.

Since interest rates are not very high, your returns will be low—but risk free. Additionally, most banks with high liquidity allow for at least six withdrawals in a month from savings accounts. Therefore, in times of needs or sudden expenditures you can always rely to take out some cash from this type of an account.

Short-term bonds

Such funds are only managed by financial experts. They are not as attractive and stable as money markets but have the potential to earn better returns (as per current market conditions and fluctuations). So, if you have a time pipeline of 2 years or less, then short term bonds could be an ideal investment opportunity to consider.

CD’s (Certificate of Deposit)

Most banks will offer deposit accounts ranging between 3 months to 5 years (in usual cases). You can opt to choose a time period according to the time span you have in hand. As a matter of fact— the longer you keep the CD’s deposited in the bank—higher the yielding you will achieve.

Pay off debts with high interest

This is one of the smartest ways to earn high returns on your investments! If your credit card has a high interest rate, say 15 percent with a carrying balance of 10,000 UK pounds, then you have a great deal to pay off the debt and earn 15 percent return on the carrying balance!

This does not only bring you with good returns, but also helps in maintaining a diligent financial planning! You can either opt to pay off the debts on your own or make use of financial tools/experts to manage your finances.

Bottom line

Ultimately, your yielding will depend upon the short term investment platform you choose. The aforementioned are some of the highest yielding ways to earn extra cash on your money, in a short period of time, and with absolute no or very little risk!